The Lumiex Standard Account is designed for commission-free CFD trading, where trading costs are primarily reflected in the spread. This structure can be simpler for planning position sizing and evaluating costs across metals, forex, indices, and crypto CFDs. If you are new to CFDs, the Standard Cent account lets you trade smaller position sizes while using the same execution model and platform access on MT5.
How the Lumiex Standard Account works
Lumiex Standard Account
Our flagship CFD account. Transparent spreads. No hidden fees. Ideal for all types of traders.
Minimum deposit
$100
Spread
From 0.2 pips
Commission
No commission
Maximum leverage
1:Unlimited
Instruments
Forex, metals, cryptocurrencies, energies, stocks, indices
Lumiex Cent Account
Designed for beginners. Trade micro-lots, test your strategy, and grow safely.
Minimum deposit
$100
Spread¹
From 0.3 pips
Commission
No commission
Maximum leverage
1:Unlimited
Instruments
Forex, metals, cryptocurrencies
Standard vs Standard Cent: key differences
Use the Standard Account if you want a commission-free setup across a wider list of instruments, including indices, energies, and stocks. Choose Standard Cent if you prefer smaller trade sizes for practice, strategy testing, or gradual scaling. During lower-liquidity sessions, some instruments may have maximum position limits to help maintain stable execution conditions.
| Standard | Standard Cent | |
|---|---|---|
| Minimum deposit | $100 | $100 |
| Spread¹ | From 0.2 pips | From 0.3 pips |
| Commission | No commission | No commission |
| Maximum leverage | 1:Unlimited | 1:Unlimited |
| Instruments | Forex, metals, cryptocurrencies, energies, stocks, indices | Forex, metals, cryptocurrencies |
| Minimum lot size | 0.01 | 0.01 |
| Maximum lot size | 200 (7:00 – 20:59 GMT+0), 60 (21:00 – 6:59 GMT+0) | 200 |
| Maximum number of positions | Unlimited | 10,000 |
| Hedged margin | 0% | 0% |
| Margin call | 60% | 60% |
| Stop out | 0% (see details about stocks) | 0% |
| Order execution | Market | Market |
| Swap-free | Available | Available |
Frequently asked questions
What is the maximum lot size available for each instrument?
During nighttime (21:00–06:59 GMT+0), maximum position size limits apply across certain assets to maintain stable liquidity.
Nighttime limits include:
- Indices: AUS200, DE30, FR40, STOXX50, UK100 – 20 lots
- US500: 100 lots; USTEC: 70 lots; JP225: 150 lots
- Gold (XAUUSD): 100 lots
- Crypto (BTCUSD, ETHUSD): 100–200 lots
- All other instruments: 60 lots max
Daytime trading:
No maximum limit for most instruments, except BTCUSD (100) and ETHUSD (200).
What platforms does Lumiex Standard support?
The Lumiex Standard Account is available exclusively on MetaTrader 5 (MT5) for desktop, mobile, and web. MT4 is not supported for new accounts.
Does Lumiex charge any deposit or withdrawal fees?
98 % of withdrawals are executed automatically within seconds, subject to payment method and security verification. Manual review may apply for high-value requests.
What is the difference between Standard and Pro accounts?
Standard is commission-free with slightly wider spreads; Pro uses raw spreads (from 0.0 pips) plus a fixed commission of $4 per lot. Execution speed and liquidity depth are identical.
Does Lumiex offer negative balance protection?
Yes. All Lumiex accounts include Negative Balance Protection, ensuring you cannot lose more than your account balance during high volatility.
Can I use automated strategies (EAs) or copy trading?
Yes. Lumiex supports expert advisors, signal copying, and API connections within MT5 as long as they comply with Lumiex’s risk and fair-use policies.
What are swap-free accounts and who can apply?
Swap-free (also called Islamic accounts) allow overnight positions without interest charges. Clients from eligible regions can request activation via the Client Portal.